Misc

Finance

Do's

1. Keep 6-12x of monthly salary as emergency (crises, opportunity etc.) fund in FD
2. Invest savings in equity/MF (paper investment) and real state/gold (non-paper investment)
3. Invest in health and skill-up
4. Index fund for long-term
5. Optimize taxes (business?)

Don't

1. Put all money in the bank, money looses value over time
2. Take loan for anything, loan only for value generating (productive) thing
3. Blindly trust govt. scheme, analyse that first